Auto Insurance

Auto Insurance

You rely on your car for everything from getting to and from work to making trips to the grocery store, so you can't afford to lose it. If you want to make sure your car or truck is protected, here's why you need auto insurance from 318 Insurance.

Is It Required?

For the most part, it's your choice whether or not you want to have insurance. However, that's not the case when it comes to auto insurance in the state of Louisiana. In order to legally operate a motor vehicle in Louisiana, you're required to carry some form of auto insurance. The specifics aren't particularly important as any policy you get will cover the minimum requirements.

If you're caught driving without insurance, you'll face a fine. The second time you're caught driving without insurance, this fine will be increased. Any subsequent fines will be much higher than the original two, ultimately costing you more money than you would have spent on auto insurance in the first place.

Tailored to Fit

The best thing you can do if you're purchasing auto insurance is to work with an agent to make sure you're getting the right coverage. There are quite a few variables in auto insurance policies, and it's important to make sure you're getting the right coverage for your car and situation. While some people need regular insurance, a non-owner's policy may be better for other drivers.

Additionally, you have to consider how much coverage you want. Liability insurance is the only thing you're legally required to have, but full coverage can help ease the financial burden in the event of an accident. This is why you should work with an agent to find the right policy.

Having good insurance is important, especially when it comes to your car or truck. If you need an auto insurance policy, you can get a free quote using the online quote tool from 318 Insurance.