Motorcycle Insurance

318 Insurance Motorcycle Insurance

Louisiana drivers know that anything can happen on the roads. That’s why it’s important to have even minimal coverage for all of your vehicles no matter how often you drive them. This is especially true for motorcycles. Some people may be intimidated by motorcycle insurance because it’s not car insurance. It’s just another branch of vehicle insurance, so we’ll show you exactly what motorcycle insurance covers.

What is Motorcycle Insurance?

Motorcycle insurance is just like coverage for any other vehicle in that it covers your motorcycle in the case of an accident, theft, or damage. Just like with any other vehicle, drivers must have minimal motorcycle insurance coverage to drive legally on the road. Read on to see what exactly motorcycle insurance covers.

What Does Motorcycle Insurance Cover?

In the event that your motorcycle gets into an accident and is totaled, motorcycle coverage will cover the cost of replacing your bike. In the event that you yourself are injured in a motorcycle accident, motorcycle coverage will cover most of the medical costs, depending on how severe the injuries are and what your coverage limit is. Motorcycle coverage will cover any lost or damaged gear or parts. It will also cover other drivers who do not have adequate insurance and who are at fault in an accident.

Why is Motorcycle Insurance Important?

Motorcycle insurance is often overlooked more than car insurance but is just as important. Think about the size of a motorcycle and the speeds it can reach. Even a slight accident in a motorcycle can cause significant damage to both you and your bike. Cars are designed better for accidents and energy absorption, whereas motorcycles while having standard accident features, are not as well equipped.

Get Coverage with 318 Insurance

Now that you know a little bit more about motorcycle insurance and are aware of its importance, it’s time to take the next step to drive safely on the Louisiana roads. If you still have questions about motorcycle insurance, our team of experts at 318 Insurance can answer every question you have. Contact us to get started!